Finance Calculator
How to use this calculator
Enter the starting corpus, monthly withdrawal, assumed annual return and number of years. Try a lower withdrawal or return to understand the sensitivity of the result.
How the estimate is calculated
The balance grows at the monthly equivalent of the entered nominal rate, then a withdrawal is taken at month end. A withdrawal cannot exceed the remaining balance.
Assumptions and exclusions
Actual investment returns are uneven. The timing and sequence of losses can change sustainability significantly; taxes, fees and inflation-linked withdrawals are excluded.