Finance Calculator
How to use this calculator
Enter the monthly contribution, expected annual return and number of years. Enable annual step-up to increase the contribution once a year by the percentage you choose.
How the estimate is calculated
Contributions are made at the start of each month. The balance compounds monthly at annual rate divided by 12, and step-up contributions are rounded to paise after each year.
Assumptions and exclusions
Market returns vary and can be negative; this constant-return scenario is not a forecast. Taxes, fund expenses, exit loads and inflation are excluded.