How to use this calculator
Enter the starting investment, an expected annual return and a whole-year period. Test several rates rather than treating a single expectation as a promised outcome.
How the estimate is calculated
Uses annual compounding: principal × (1 + annual rate / 100) raised to the number of years. The schedule shows the modelled value at each year end.
Assumptions and exclusions
Returns are illustrative. Investment costs, taxes, market volatility and withdrawals are not modelled.
