Finance Calculator
How to use this calculator
Enter the deposit and an annual rate assumption. Use the result to compare periodic cash flow with other savings tools, then verify current eligibility and scheme terms.
How the estimate is calculated
Quarterly income is principal × annual rate divided by 400, rounded to rupees. The five-year illustration uses 20 quarterly payments and returns the principal separately.
Assumptions and exclusions
Does not assess eligibility, extension, premature closure, tax deduction or changing rules. The rate displayed initially is a model input, not a current-rate guarantee.
Official reference: Check the relevant government guidance. The calculator implements a simplified app model.