Finance Calculator
How to use this calculator
Choose single or joint account, enter the deposit and set the rate to your chosen assumption. The web model uses the app’s single and joint investment caps.
How the estimate is calculated
Monthly income is principal × annual rate divided by 1,200, rounded to rupees. The five-year interest total uses 60 modelled monthly payments.
Assumptions and exclusions
Current scheme limits, eligibility, notified rate, tax and early closure rules need separate confirmation. The principal is shown as returned at maturity, without compounding payouts.
Official reference: Check the relevant government guidance. The calculator implements a simplified app model.