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FINANCE CALCULATOR · SAVINGS SCHEMES

PPF Calculator

Explore a Public Provident Fund savings scenario with a yearly contribution, assumed interest rate and selected long-term horizon.

Your inputs

₹
% per year
years

Planning estimate. Rates and returns are assumptions; tax and scheme rules are not assessed for your individual circumstances.

How to use this calculator

Enter the yearly contribution and rate you want to model. Keep the contribution and horizon within the form’s modelled ranges, and check current account rules separately.

How the estimate is calculated

Assumes the full contribution is made at the start of each year and annual interest remains constant. Each year’s balance includes that year’s contribution before interest.

Assumptions and exclusions

Actual PPF interest depends on deposit timing and notified rates. The model does not implement monthly eligible-balance calculations, account eligibility or every extension rule. Defaults are illustrative, not verified current rates.

Official reference: Check the relevant government guidance. The calculator implements a simplified app model.

Use PPF in Finance Calculator.

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Get it on Google PlayiOS Launching soon