Finance Calculator
How to use this calculator
Enter annual CTC, basic pay as a percentage, PF treatment and annual professional tax. CTC is limited to ₹50 lakh for the web model because surcharge is excluded.
How the estimate is calculated
Employer PF is included in CTC and removed to obtain gross salary. Employee PF, professional tax and modelled salary tax are then deducted. Old-regime calculations include modelled employee PF under 80C.
Assumptions and exclusions
Does not include bonuses, reimbursements, HRA exemptions, insurance deductions, variable pay or employer-specific salary structures. Compare with your actual offer and payslip.
Official reference: Check the relevant government guidance. The calculator implements a simplified app model.