Gold Loan Calculator

Estimate an illustrative loan amount from gold weight, purity, a 24K price reference, and a loan-to-value assumption, then explore a simple-interest bullet repayment.

Planning estimate. Rates and returns are assumptions; tax and scheme rules are not assessed for your individual circumstances.

How to use this calculator

Enter gold weight in grams and a 24K price per gram. Choose 24K, 22K or 18K and set the LTV, annual interest rate and tenure in months to match the scenario you want to explore.

How the estimate is calculated

Gold value is adjusted by karat divided by 24. The modelled loan is that value multiplied by LTV. Monthly simple interest is rounded to rupees and accumulated for the selected term.

Assumptions and exclusions

This does not determine lender eligibility or a permitted LTV. Lenders assess purity, valuation, collateral and current rules. No live gold price is fetched.

Use Gold Loan in Finance Calculator.

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Gold Loan Calculator

Your inputs

How to use this calculator

How the estimate is calculated

Assumptions and exclusions

Use Gold Loan in Finance Calculator.