Finance Calculator
How to use this calculator
Use the full on-road price you want to model, then select how much you will pay upfront. The remaining amount becomes the loan principal used for the EMI calculation.
How the estimate is calculated
The down payment is subtracted from the price before applying the monthly reducing-balance EMI formula. Total car cost combines the down payment and modelled loan repayments.
Assumptions and exclusions
Insurance renewals, maintenance, processing fees, balloon payments and financing offers with special repayment structures are excluded.