How to use this calculator
Enter the monthly deposit, annual rate and tenure in months. Compare how increasing a regular deposit or extending the term changes the balance.
How the estimate is calculated
Each monthly contribution is added before applying the monthly factor equivalent to quarterly compounding. The schedule shows cumulative deposits and projected balance.
Assumptions and exclusions
Actual bank maturity amounts can vary with deposit dates, missed contributions, tax and rounding. This model assumes every contribution arrives as scheduled.
